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Homeowners and property investors refinancing properties often ask why their mortgage lender requires a new lender's title insurance policy even though a lender's title policy was issued on the original mortgage.
The answer is many events can occur between property purchase and refinance. For example, a property owner might incur an unpaid mechanic's lien, income tax lien, judgment lien or real estate tax lien. Without a new lender's title policy, the refinancing lender runs the risk of title loss.
Landis Title has decades of experience and one of the area’s largest collections of completed property searches to help ensure a quick and flawless refinancing process. Click here to start your refinancing now.