What is Title Insurance?

Title insurance is a policy that protects your investment and property rights.  There are two different types of title insurance, an owner's policy and a lender's policy.

Why Should I Purchase Owners Title Insurance?

Owner's title insurance is the best way to protect your property from future legal claims.  It's a one-time fee that covers you and your heirs for as long as you own your home.  The owner's policy also covers potential legal fees for settling claims against your property rights.

What Does Owner's Title Insurance Cost?

The one-time payment for owner's title insurance is low relative to the value of your home. 

How Long Am I Covered?

Your owner's insurance policy lasts for as long as you or your heirs own your property.  

When Should I Anticipate Purchasing Title?

As soon as you and the seller sign the earnest money contract. With a brief summary of the details, our team of title experts will begin a search of the public records and issue a title commitment. Because there are a number of steps we must take to make certain that we know all we can about the title, it is wise to get the ball rolling as soon as possible.

Where Can I Get More Information?

The American Land Title Association helps educate home-buyers like you about title insurance so you can protect your property rights.  To learn more about title insurance and the home closing process, please click the link below.

Home Closing 101