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Buyers
President's Letter
Believe it or not, it's Your Choice!
Selecting a Title Agency is a personal choice. When you are making any major financial commitment, you should be confident that your title agent is prepared and experienced enough to handle any situation that may arise.
The simple truth is that as the Buyer you have the right to choose the Title Agency for the closing. You should find a company that has the expertise you need for your closing.
While Title Agency prices are determined by the State of New Jersey, not all title agencies are created equal. Make sure when calling for estimates that you receive a quote for ALL fees including premiums, search fees, settlement fees and recording fees. You do not want to be surprised by additional fees at your closing.
Sometimes, Real Estate Companies and/or Lenders have an Affiliated Business Arrangement (ABA) with a Title Agency they use or own. This means your Real Estate Company, Realtor and/or Lender may gain financially when you use their Title Agency. It is illegal to force or coerce an individual into using a specific Title Agency. If this happens you can file a report with The New Jersey Department of Banking and Insurance.
Landis Title has not entered into an ABA with any Real Estate Company, Lender or Builder. We build relationships the old-fashioned way - through quality, value and service. We would like the opportunity to serve you, too.
Landis Title takes pride in offering you a unique blend of talent, technology and service. We will exceed your expectations by:
Selecting a Title Agency is a personal choice. When you are making any major financial commitment, you should be confident that your title agent is prepared and experienced enough to handle any situation that may arise.
The simple truth is that as the Buyer you have the right to choose the Title Agency for the closing. You should find a company that has the expertise you need for your closing.
While Title Agency prices are determined by the State of New Jersey, not all title agencies are created equal. Make sure when calling for estimates that you receive a quote for ALL fees including premiums, search fees, settlement fees and recording fees. You do not want to be surprised by additional fees at your closing.
Sometimes, Real Estate Companies and/or Lenders have an Affiliated Business Arrangement (ABA) with a Title Agency they use or own. This means your Real Estate Company, Realtor and/or Lender may gain financially when you use their Title Agency. It is illegal to force or coerce an individual into using a specific Title Agency. If this happens you can file a report with The New Jersey Department of Banking and Insurance.
Landis Title has not entered into an ABA with any Real Estate Company, Lender or Builder. We build relationships the old-fashioned way - through quality, value and service. We would like the opportunity to serve you, too.
Landis Title takes pride in offering you a unique blend of talent, technology and service. We will exceed your expectations by:
- Providing personalized service from our highly-trained, knowledgeable staff
- Offering a wide array of settlement-related services
- Ensuring that you are prepared for settlement with the most accurate and complete information
Services
By obtaining title insurance now, you will find comfort in knowing you can secure financing more quickly and proceed with moving plans with increased certainty that the transaction will close without any problems. We specialize in:Residential Closings - We are dedicated to assisting homebuyers and commercial real estate investors with their purchases.
Refinances - Our staff will assist borrowers in completing the closing of a first, second or home equity mortgage, and will see to the satisfaction and release of any prior mortgages. Landis Title helps our clients navigate the refinance process through the closing.
Property Searches - Our staff will perform a careful exploration and examination of the public records related to a particular property or "chain of title" and present you with the results of our thorough search. We can also conduct specialized searches such as judgment searches, foreclosure searches, corporate searches and more.
On-line Ordering and Document Retrieval - Our simplified procedure offers you the opportunity to order title searches directly from our website. With a few keystrokes, you can retrieve important documents such as the title commitment, tax searches, judgment searches and settlement statements.
1031 Tax-Free Exchanges - Section 1031 of the Internal Revenue Code offers the real estate investor the opportunity to defer the payment of capital gains taxes well into the future, perhaps indefinitely. Landex can make it happen!
Mobile Service - Unparalleled service is our specialty. We take our service to the streets, traveling to you to deliver the most convenient title work, coordination, and closings possible.
Judgment Search - Landis Title can conduct a specialized search of the public record for judgments filed against a property owner or borrower that could hinder the title of the property upon your request. A judgment many times requires the repayment of a debt resulting in the placement of a lien against a debtor's property as collateral. We ensure that each customer goes to the settlement table with the most accurate and complete information available today. Click here to fill out your request for a judgment search.
Landis Insurance
Are you a first time homebuyer? Are you planning to secure a mortgage to purchase your home? If the answer is yes, you should consider life and disability insurance.
With proper planning, life and disability insurance provides the only coverage that will ensure your mortgage debts are covered in the event of a disabling injury or death. Landis Insurance will help you select the right policy for your situation to help ensure that your family can afford to remain in your home in the event that you can no longer provide for them. Landis Title offers competitive rates and the convenience of one trusted resource for all your settlement and support needs. Contact us to learn more.
How to Guarantee a Smooth Closing
Rates and Charges
Glossary
FAQ
